Website Terms & Conditions

Last updated: 20 August 2026

These Website Terms & Conditions govern your use of:

finance.eliteintlrealestate.com

This website is operated by:

Elite International Real Estate Ltd
Churchill House
120 Bunns Lane
London
NW7 2AS

Company number: 5817682
ICO registration number: ZB201063

By using this website, you agree to these Terms & Conditions.

If you do not agree with these terms, you should not use this website.

1. About us

Elite International Real Estate Ltd provides property-related services and property finance brokerage and introduction services.

Our finance activities are focused on non-regulated property finance and may include areas such as:

  • bridging finance;
  • development finance;
  • commercial property finance;
  • investment property finance;
  • buy-to-let finance where the transaction is not regulated;
  • auction finance;
  • refinance;
  • refurbishment finance; and
  • other business-purpose property funding.

Elite International Real Estate Ltd is not a lender.

We operate as a non-regulated property finance broker and introducer.

We do not provide regulated mortgage advice through this website.

Where a transaction requires regulated advice or another regulated activity, we may refer you to an appropriately authorised third-party professional or firm.

2. Purpose of this website

The information on this website is provided for general information and enquiry purposes.

The website is intended to:

  • explain the types of property finance enquiries we can consider;
  • enable prospective clients to contact us;
  • allow property finance enquiries to be submitted; and
  • facilitate introductions to relevant finance providers or professionals where appropriate.

Nothing on this website constitutes:

  • an offer of finance;
  • a commitment to lend;
  • a guarantee that finance will be available;
  • regulated mortgage advice;
  • investment advice;
  • legal advice;
  • tax advice; or
  • a recommendation that you enter into a particular financial transaction.

3. Your use of the website

You may use this website only for lawful purposes.

You must not:

  • use the website in any way that breaches applicable law;
  • attempt to gain unauthorised access to the website or its systems;
  • introduce viruses, malware or other harmful material;
  • interfere with the proper operation of the website;
  • attempt to obtain data that you are not authorised to access;
  • use automated systems to scrape or copy website content without permission;
  • impersonate another person or organisation;
  • submit false or misleading information; or
  • use the website for fraudulent or unlawful purposes.

We may restrict or block access where we reasonably believe the website is being misused.

4. Property finance enquiries

You may submit a property finance enquiry through the website.

When making an enquiry, you should provide information that is accurate and complete to the best of your knowledge.

Information may include:

  • your name and contact information;
  • the property location;
  • property value or purchase price;
  • the amount of finance required;
  • the proposed purpose of the finance;
  • the type of finance sought;
  • your proposed exit strategy; and
  • other information relevant to the proposed transaction.

Submitting an enquiry does not create an obligation on Elite International Real Estate Ltd or any lender to provide finance.

5. Our role as broker and introducer

Elite International Real Estate Ltd is a broker and introducer, not a lender.

Where appropriate, we may:

  • discuss your property finance requirements;
  • help identify potential funding routes;
  • approach or introduce you to lenders, brokers, intermediaries or finance professionals; and
  • assist with communication relating to a proposed transaction.

Any lending decision is made by the relevant lender or finance provider.

The FCA states that credit brokers should make clear in their advertising that they are brokers and not lenders, and should be transparent about their status and the nature of the service they provide.

6. Regulated and non-regulated transactions

Our property finance service is intended primarily for non-regulated property finance.

Certain transactions may be regulated depending on factors including:

  • the identity of the borrower;
  • whether the borrower is an individual or company;
  • the intended use of the property;
  • whether the property is or will be occupied as a home;
  • the nature of the security;
  • the purpose of the borrowing; and
  • the structure of the transaction.

If we determine that a transaction requires regulated mortgage advice or other regulated activity that we are not authorised to provide, we may decline to act or refer the enquiry to an appropriately authorised firm.

7. Third-party lenders and brokers

We may introduce you to third-party lenders, brokers, intermediaries or other finance professionals.

Those organisations are independent of Elite International Real Estate Ltd unless expressly stated otherwise.

Once you engage with a third party:

  • their own terms and conditions may apply;
  • they may conduct their own due diligence;
  • they may carry out credit and affordability checks;
  • they may require valuations;
  • they may request additional documentation; and
  • they are responsible for their own lending, underwriting and regulatory decisions.

Elite International Real Estate Ltd does not control the lending criteria, pricing or final decisions of third-party finance providers.

8. No guarantee of finance

Submitting an enquiry, receiving an initial indication, discussing indicative terms or obtaining an agreement in principle does not guarantee that finance will complete.

Finance may remain subject to:

  • lender underwriting;
  • credit checks;
  • valuation;
  • legal due diligence;
  • satisfactory security;
  • source-of-funds checks;
  • applicant verification;
  • lender conditions;
  • availability of funds; and
  • changes in market conditions.

A lender may decline an application at any stage before completion.

9. Rates, fees and finance illustrations

Any:

  • interest rate;
  • loan-to-value;
  • monthly payment;
  • arrangement fee;
  • exit fee;
  • legal cost;
  • valuation cost;
  • loan amount; or
  • other finance figure

shown or discussed before a formal offer should be treated as indicative unless expressly stated otherwise.

Rates and lender criteria can change.

You should rely on the formal documentation issued by the relevant lender or finance provider before entering into a transaction.

Financial promotions must be balanced and must not obscure important risks or other relevant information.

10. Fees and commissions

Elite International Real Estate Ltd may receive a fee, commission or other remuneration from a broker, lender or finance provider following an introduction or completed transaction.

Where applicable, information regarding relevant fees or commissions will be disclosed in accordance with any applicable legal, regulatory or contractual requirements.

If Elite International Real Estate Ltd charges you a direct fee for a particular service, the amount and basis of that fee should be agreed with you before it becomes payable.

11. Property and investment risk

Property finance and property investment involve financial risk.

You should be aware that:

  • property values may rise or fall;
  • rental income may not be guaranteed;
  • development costs can increase;
  • works may be delayed;
  • refinancing may not be available when expected;
  • interest rates may change;
  • lender terms may change; and
  • short-term finance may be more expensive than conventional borrowing.

You should consider obtaining independent financial, legal, tax and property advice before entering into a significant transaction.

12. Secured borrowing

Where finance is secured against property, failure to comply with the finance agreement may result in enforcement action.

Your property or other assets offered as security may be at risk if you fail to meet your obligations under the relevant agreement.

You should carefully review the lender’s documentation before proceeding.

13. Accuracy of website information

We take reasonable care when preparing information for this website.

However, we do not guarantee that:

  • all information will always be complete;
  • all information will always be current;
  • finance products will remain available;
  • lender criteria will remain unchanged; or
  • information suitable for one transaction will be appropriate for another.

We may update, amend or remove website content without notice.

14. No professional advice

Information contained on this website is general information only.

It should not be relied upon as a substitute for professional:

  • financial advice;
  • regulated mortgage advice;
  • legal advice;
  • tax advice;
  • valuation advice;
  • planning advice; or
  • investment advice.

You remain responsible for obtaining appropriate independent advice.

15. Intellectual property

Unless otherwise stated, the content of this website is owned by or licensed to Elite International Real Estate Ltd.

This includes:

  • text;
  • graphics;
  • branding;
  • logos;
  • photographs;
  • layouts;
  • website design; and
  • other original content.

You may view and print website content for your own personal or internal business use.

You must not reproduce, republish, sell, distribute or commercially exploit our content without prior written permission.

16. Third-party links

This website may contain links to external websites.

These may include lenders, brokers, professional advisers, government bodies, social-media platforms or other third parties.

We are not responsible for the content, availability, security or privacy practices of independent third-party websites.

A link does not necessarily constitute an endorsement.

17. Website availability

We aim to keep the website available, but we do not guarantee uninterrupted access.

Access may be affected by:

  • maintenance;
  • hosting issues;
  • internet outages;
  • technical failures;
  • cybersecurity incidents; or
  • circumstances outside our control.

We may suspend, change or discontinue parts of the website where reasonably necessary.

18. Limitation of liability

Nothing in these Terms & Conditions excludes or limits liability where it would be unlawful to do so.

Subject to that restriction, Elite International Real Estate Ltd will not be responsible for losses arising solely from:

  • reliance on general information on this website;
  • a lender declining an application;
  • changes in lender criteria;
  • changes in interest rates;
  • changes in property values;
  • delays caused by third parties;
  • interruptions to website access; or
  • actions taken independently by lenders, brokers, solicitors, valuers or other third parties.

Any limitation or exclusion of liability will apply only to the extent permitted by law.

UK consumer terms must be fair and transparent; unfair exclusions or limitations may be unenforceable under the Consumer Rights Act 2015.

19. Personal information

Any personal information you provide through this website will be processed in accordance with our:

Privacy Policy

Where appropriate to progress your finance enquiry, information may be shared with relevant lenders, brokers or finance professionals in accordance with that policy.

Elite International Real Estate Ltd is registered with the Information Commissioner’s Office under registration number ZB201063.

20. Cookies

Our website may use cookies and similar technologies.

For further information, please read our:

Cookie Policy

21. Finance Disclaimer

These Website Terms & Conditions should be read together with our:

Finance Disclaimer

The Finance Disclaimer contains additional information concerning:

  • our broker/introducer status;
  • finance risks;
  • lender requirements;
  • commissions;
  • secured borrowing; and
  • regulated and non-regulated transactions.

22. Changes to these terms

We may amend these Terms & Conditions from time to time.

The latest version will be published on this website and will display an updated revision date.

Your continued use of the website after an update will be subject to the terms in force at that time.

23. Governing law

These Terms & Conditions are governed by the laws of England and Wales.

If you are acting as a business, the courts of England and Wales will have jurisdiction over disputes arising in connection with these terms, subject to any mandatory legal rights that apply.

Nothing in these terms is intended to remove any rights that cannot lawfully be excluded.

24. Contact us

If you have questions about these Website Terms & Conditions, contact:

Elite International Real Estate Ltd
Churchill House
120 Bunns Lane
London
NW7 2AS

Company number: 5817682
ICO registration number: ZB201063
Telephone: 0330 113 5535
Email: finance@eliteintlrealestate.com